Effective Date: Saturday, December 21, 2024
| Program | Term | APY* | |
|---|---|---|---|
| 4 Months | 4.00% | ||
| 14 Months | 3.75% |
*Annual percentage yield (APY) subject to change. Minimum deposit $1,000. Offer may be withdrawn at any time. A penalty will be imposed for early withdrawal. See Disclosure Statement for more information. 4 Month CD not eligible for an IRA.
Effective Date: Saturday, December 21, 2024
| Program | Term | APY* | |
|---|---|---|---|
| 17 Months | 3.70% |
* 3.70% Annual Percentage Yield (APY) for 17 months. Customer has the option to make additional deposits to the CD at any time over the term of the CD. Additional deposits must be at least $500. $1,000 minimum to open. Penalty for early withdrawal equivalent to 12 months of interest. Interest is compounded continuously and posted monthly. At maturity, automatically renews at the current Dean Bank 12-month CD rate offered at time of renewal, unless otherwise directed by the customer. Fees could reduce earnings. Offer is limited and subject to change without notice. This product also available as a Retirement Special.
Effective Date: Saturday, December 21, 2024
| Program | Term | APY* | |
|---|---|---|---|
CDs* | 3 Months | 1.00% | |
| 6 Months | 1.50% | ||
| 12 Months | 2.00% | ||
| 18 Months | 2.00% | ||
| 24 Months | 2.00% | ||
| 30 Months | 2.00% | ||
| 36 Months | 2.00% | ||
| 48 Months | 2.00% | ||
| 60 Months | 2.00% |
*Annual Percentage Yield (APY) assumes interest and principal remain on deposit for one year. A withdrawal will reduce earnings. Interest is credited on the last business day of the month. A penalty will be imposed for early withdrawal from a Certificate of Deposit. Fees could reduce earnings of the account. For certificates with terms up to 1 year, the minimum balance required to open the account and obtain the APY is $500.00, and the account pays simple interest. For certificates with terms of 1 year or more, the minimum balance required to open the account and obtain the APY is $500.00, and the interest is compounded continuously. For IRAs, the minimum balance required to open the account and obtain the APY is $100.00.
Effective Date: Saturday, December 21, 2024
| Programs | Term | APY* | |
|---|---|---|---|
| 12 Months | 2.00% | ||
| 18 Months | 2.00% | ||
| 24 Months | 2.00% | ||
| 30 Months | 2.00% | ||
| 36 Months | 2.00% | ||
| 48 Months | 2.00% | ||
| 60 Months | 2.00% | ||
| Retirement Special | 14 Months | 3.75% |
*Annual Percentage Yield (APY) assumes interest and principal remain on deposit for one year. A withdrawal will reduce earnings. Interest is credited on the last business day of the month. A penalty will be imposed for early withdrawal from a Certificate of Deposit. Fees could reduce earnings of the account. For certificates with terms up to 1 year, the minimum balance required to open the account and obtain the APY is $500.00, and the account pays simple interest. For certificates with terms of 1 year or more, the minimum balance required to open the account and obtain the APY is $500.00, and the interest is compounded continuously.
Effective Date: Saturday, December 21, 2024
| Program | Term | APY* | |
|---|---|---|---|
| 17 Months | 3.70% |
* 3.70% Annual Percentage Yield (APY) for 17 months. Customer has the option to add on the CD at any time over the term of the CD. Additional deposits must be at least $500. $1,000 minimum to open. Penalty for early withdrawal equivalent to 12 months of interest. Interest is compounded continuously and paid monthly. At maturity, automatically renews at the current Dean Bank 12-month CD rate offered at time of renewal, unless otherwise directed by the customer. Fees could reduce earnings. Offer is limited and subject to change without notice.
Effective Date: Saturday, December 21, 2024
| Program | Minimum Daily Balance to earn APY | Interest Rate | APY* | |
|---|---|---|---|---|
All Access Checking | $25.00 | 4.00% | 4.07% | |
| Balances > $3,000 | 0.07% | 4.07% - 0.50% | ||
| NOW Checking | $25.00 | 0.05% | 0.05% | How To Open - NOW Checking Account |
| Money Market Account | $25.00 | 0.05% | 0.05% | Open an Account - Money Market |
| $2,500.00 | 0.09% | 0.09% | ||
| $25.00 | 0.07% | 0.07% | Open an Account - Statement Savings | |
| Passbook Savings | $25.00 | 0.07% | 0.07% | How To Open - Passbook Savings |
| $1.00 | 0.07% | 0.07% | How To Open - Student Savings | |
| Holiday | $1.00 | 0.07% | 0.07% | How To Open - Holiday |
| $100.00 | 0.12% | 0.12% | How To Open - Variable Rate IRA | |
| $1.00 | 0.07% | 0.07% | How To Open - Club Accounts |
(Student Statement Savings Accounts are available only to students in participating elementary schools in conjunction with School Savings program; there are no monthly service fees.)
*The minimum balance required to earn the stated Interest Rate and Annual Percentage Yield (APY) on the Money Market Account is $2,500. If the balance is below $2,500 for any day, your account will earn our then current NOW Checking Account rate for that day. The minimum daily balance required to open accounts, earn interest and obtain the Annual Percentage Yield on the above accounts is $25 ($1 for Club Accounts & Student Savings, $100 for IRA Variable Accounts). For IRAs, the minimum balance required to open the account and obtain the APY is $100.00.
Interest is compounded monthly and credited on the last business day of each month. Fees could reduce the earnings of the account.
These are variable rate accounts where the interest rate and Annual Percentage Yield may change after the account is opened.
Effective Date: Saturday, December 21, 2024
| Program | Minimum Daily Balance to earn APY | APY* | |
|---|---|---|---|
| $25 | 0.07% | ||
| $5,000 | 0.07% | ||
| $15,000 | 0.12% | ||
| $30,000 | 0.15% | ||
| $45,000 | 0.17% |
*For Preferred Savings Accounts the minimum balance to open an account is $25. The minimum daily balance required to earn interest and obtain the Annual Percentage Yield is $25. Interest is compounded monthly and credited on the last business day of each month. Fees could reduce earnings of the account.
Effective Date: Saturday, December 21, 2024
| Program | Minimum Daily Balance to earn APY | APY* | |
|---|---|---|---|
| Preferred Money Market | $25 | 0.07% | |
| $10,000 | 0.07% | ||
| $25,000 | 0.09% | ||
| $50,000 | 0.12% | ||
| $100,000 | 0.15% |
*The minimum daily balance required to earn the stated Rate and Annual Percentage Yield (APY) on the Money Market Account is $25. Interest is compounded monthly and credited on the last business day of each month. Fees could reduce the earnings of the account. These are variable rate accounts where the interest rate and Annual Percentage Yield may change after the account is opened.<
Effective Date: Saturday, December 21, 2024
| Program | Minimum Daily Balance to earn APY | APY | |
|---|---|---|---|
| $25 | 0.07% | ||
| $100,000 | 0.09% | ||
| $250,000 | 0.15% | ||
| $500,000 | 1.00% |
*For Premium Money Market Accounts the minimum balance to open an account is $25. The minimum daily balance required to earn interest and obtain the Annual Percentage Yield is $25. Interest is compounded monthly and credited on the last business day of each month. Fees could reduce earnings of the account. These are variable rate accounts where the interest rate and Annual Percentage Yield may change after the account is opened.