Certificates of Deposits
With guaranteed principal and interest, you can confidently watch your deposit grow. Choose the term that best suites your savings goals and cash flow requirements.
- Competitive rates
- Variety of term options available
- Deposits are insured in full
Effective Date: Tuesday, April 1, 2025
| Program | Term | APY* | Actions |
|---|---|---|---|
CDs* | 3 Months | 1.00% | |
| 6 Months | 1.50% | ||
| 12 Months | 2.00% | ||
| 18 Months | 2.00% | ||
| 24 Months | 2.00% | ||
| 30 Months | 2.00% | ||
| 36 Months | 2.50% | ||
| 48 Months | 2.75% | ||
| 60 Months | 3.00% |
*Annual Percentage Yield (APY) assumes interest and principal remain on deposit for one year. A withdrawal will reduce earnings. Interest is credited on the last business day of the month. A penalty will be imposed for early withdrawal from a Certificate of Deposit. Fees could reduce earnings of the account. For certificates with terms up to 1 year, the minimum balance required to open the account and obtain the APY is $500.00, and the account pays simple interest. For certificates with terms of 1 year or more, the minimum balance required to open the account and obtain the APY is $500.00, and the interest is compounded continuously. For IRAs, the minimum balance required to open the account and obtain the APY is $100.00.
Effective Date: Tuesday, April 1, 2025
| Program | Term | APY* | Actions |
|---|---|---|---|
| 5 Months | 5 Months | ||
| 13 Months | 4.35% | ||
*Annual percentage yield (APY) subject to change. Minimum deposit $1,000. Offer may be withdrawn at any time. A penalty will be imposed for early withdrawal. See Disclosure Statement for more information. This product is not eligible for an IRA.
